RBI UDGAM PORTAL REGISTRATION 2023 | Registration Portal | Documents | Apply Online @ udgam.rbi.org.in

RBI UDGAM PORTAL REGISTRATION 2023: Unclaimed Deposits_ Gateway to access information aka UDGAM is RBI’s new online platform to help people get their due deposits. In the past few years, the Reserve Bank of India has noticed that a lot of deposits in different banks remain unclaimed by the citizens. To raise awareness and help the citizens claim deposits, RBI has introduced the UDGAM Portal.

Now people can check their unclaimed bonuses from different banks together in one place. Interested consumers have to register on the official website and search for the unclaimed deposits section on the homepage. The whole process of checking and tracking down unclaimed bonuses is getting much easier with this RBI UDGAM Portal. It will help in financial clarity and comprehension for the Indian Bank customers. 

If you want to know more about RBI UDGAM Portal, you should read the article till the end. We have explained all relevant information here including RBI UDGAM Portal Registration, UDGAM Portal Overview, UDGAM Portal log-in, Benefits, How to check unclaimed benefits, and more. Start reading without any delay to learn more about the RBI UDGAM Portal. 


RBI introduced the UDGAM Portal on April 6, 2023. From 18th August 2023, online registration has been started. Individuals or non-individuals, both will get the record of their unclaimed bonuses from all the banks in seconds.

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Now RBI has selected six Indian banks for the individual consumers. Top most trustworthy banks in India including The State Bank of India ( SBI), Punjab National Bank, South Indian Bank Ltd., Central Bank of India, Dhanlaxmi Bank Ltd., and  DBS Bank India Ltd. However, for non-individual organizations, only a single bank ( Citi Bank) has been introduced so far. By 15th October 2023, a few more banks will be added to the list. 


Scheme NameRBI UDGAM
Introduced ByThe Reserve Bank of India. ( RBI)
BenefitsUnclaimed bonuses checking and tracking down
Registration ModeOnline
Registration Starts on August 18, 2023
CategoryGovt. Scheme
Official WebsiteLink Below 


UDGAM Portal has been introduced for consumers to check and track unclaimed deposits of all banks easily. Consumers can easily check their due deposits in seconds from the official UDGAM Portal. You need to register on the official site to be a beneficiary. You can follow the steps listed below to register on the UDGAM Portal. 

Step 1:

Go to the official website of the RBI UDGAM Portal. (The link is given below)

Step 2:

Now on the homepage, you will find the option of registration. Enter your name and number. Create a password and write down the captcha as shown on the screen. 

Step 3:

Check all the information entered and submit. 

Step 4:

Now you will receive a One Time Password ( OTP) on your registered mobile number. Enter the number within the limited given time.

Step 5:

Now you have successfully registered on the RBI UDGAM Portal and you need your registered mobile number and password to continue further. 


Once you have successfully completed the registration process you again need to go to the homepage. Then you need to log in using your registered mobile number and password to check your unclaimed deposit amount and status. Check out the steps listed below to get a clear idea. 

  • Go to the homepage of the RBI UDGAM Portal
  • Find the ‘login’ section and click on the link.
  • Now you need to enter your registered mobile number and password in the space given.
  • You will receive a code in your registered mobile number and you need to enter the code within the limited time. 
  • Once you complete the process fully your RBI UDGAM account will be opened.
  • Now check all the details mentioned on the page carefully and track down your unclaimed deposits from various bank accounts within a few seconds. 


Till now seven top Indian Banks have been a part of UDGAM Portal so far. For individuals, there are six banks available. For non-individuals, only one bank has been introduced till now. Six banks for individuals are_

  • The State Bank of India ( SBI)
  • Punjab National Bank 
  • South Indian Bank Ltd.
  • Central Bank of India 
  • DBS Bank India Ltd.
  • Dhanlaxmi Bank Ltd.

For non-individuals, the only one bank is_

  • Citi Bank. 

More banks will be added to the list starting from 15th October 2023.


To register on the official RBI UDGAM Website, the consumers need to provide their valid documents. The list of the documents that need to be uploaded has been mentioned here. 

  • PAN number of the consumer.
  • 12-digit Aadhar Number.
  • Date of Birth
  • Driving License 
  • Passport Number
  • Epic Card ID Number.


RBI UDGAM Portal has been introduced by RBI After they checked the number of unclaimed deposits by the consumers. The Website has been introduced for the benefit of the bank consumers. 

  • The consumers can check their unclaimed deposits within a few seconds from the home.
  •  The system is simple and user-friendly. 
  • The process is transparent as all of the information regarding your unclaimed deposits and more will be mentioned in your account. 
  • On just a single page the unclaimed bonuses of all bank accounts will be visible.
  • Consumers will have full control of their unclaimed bonus. 


Once you complete your registration process you can see your unclaimed deposits from all of your bank accounts on the RBI UDGAM Portal. You can follow the steps mentioned below to check your unclaimed deposits.

  • Go to the official website of the RBI UDGAM. ( Link Below)
  • On the homepage find out the ‘ Check unclaimed deposits ‘ option and click on the link. 
  • Now log in using your registered mobile number and the password. If you haven’t already registered then you need to sign up.
  • Once your RBI UDGAM account opens, enter your name and the name of your bank in the search bar.
  • If you have any unclaimed deposits, it will be illustrated on the screen along with your name, bank name, and the amount of deposits. 
  • If you see any unclaimed deposits, you can claim it following the further guidelines. 
  • If it doesn’t show any amount that means you have no unclaimed deposits left. 


RBI introduced the portal thinking of the welfare of the consumers. The UDGAM Portal will give the consumers full control of their unclaimed deposits. The process is transparent and user-friendly. Even if your bank is not listed, wait till 15th October for more banks to be included in the list. Till then you can register on the RBI UDGAM Portal so that you don’t miss any of your deposits in the future. To get all of the most recent information on RBI UDGAM Portal you should keep following our page. 


Official WebsiteCLICK HERE
Our HomepageCLICK HERE


1. Has the RBI UDGAM Portal started yet?

Yes. The RBI UDGAM Portal Registration started on August 18, 2023.

2. How can I register on the RBI UDGAM Portal?

You have to register using your name and mobile number. Create a password and enter the captcha written on the screen. After submission, you will receive an OTP on your registered mobile phone. Enter the OTP and your registration process will be completed successfully. 

3. What to do if my bank has not been listed on the UDGAM Portal yet?

Only 7 banks have been included so far. More banks will be introduced after October 15, 2023. So you need to wait till then. For now, you can register on the UDGAM Portal. 

4. What is the benefit of RBI UDGAM Portal?

RBI UDGAM Portal will help you to track down and check all of your unclaimed deposits in different bank accounts in one place. The whole process is transparent, user-friendly, and quick which has been made by RBI for the welfare of the consumers.

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